ECOMMPAY functions as a direct card acquirer, payment processor, and payment service provider. Our gateway facilitates an omnichannel transaction process with access to a range of payment systems, as well as enhanced security measures and comprehensive risk management, all through a single integration.
- Global Coverage ECOMMPAY offers internet acquiring services to eCommerce merchants, enabling them to accept card payments from users all over the world in any currency.
- Payment Security Our proprietary risk management system incorporates a flexible system of rules and settings to analyse transactions in real time, quickly identifying and blocking fraudulent activity.
- 360° Service We pride ourselves on taking a personal approach to each client. Each merchant receives a personal account manager, a dedicated risk analyst, and round-the-clock technical support.
— SWYTCH TECHNOLOGY
We provide an assortment of payment types for all of your business needs:
Web payments
Accept classic payments through your desktop or mobile site.SDK Payments
Accept payment with credit cards and a variety of digital wallets with a fully customizable payment page.Payment link
Simply create and send unique payment links to your customers securely in seconds. And get paid.Recurring payments
Set up recurring payments to automatically get paid every day, week, month or even year.
Web payments
Accept classic payments through your desktop or mobile site.SDK Payments
Accept payment with credit cards and a variety of digital wallets with a fully customizable payment page.Payment link
Simply create and send unique payment links to your customers securely in seconds. And get paid.Recurring payments
Set up recurring payments to automatically get paid every day, week, month or even year.
How ECOMMPAY’s Internet Acquiring Works
The payment algorithm for internet acquiring consists of several stages:
Advantages of ECOMMPAY’s Internet Acquiring
Avoid excess integration and operational costs associated with global expansion by processing locally or across borders. We offer the optimal solution to keep costs low, reduce time to market, and increase payment success rates.Our Global Card Acquiring provides the following additional features:
Expand functionality
- Payments with delayed confirmation
- Credit transactions
- Payment cascading
- User notifications with detailed explanation in case of failed payments
Minimise risks
- 3-D Secure (2.0.) transactions
- Card authorisation by code or random sum verification
- Address Verification Service (AVS)
- Zero sum account verification for recurring or Credential-on-File payments
- Account Billing Updater (ABU) and Visa Account Updater (VAU)
- Industry Specific Data (e.g. Addendum Data)
Increase sales
- OneClick Payment
- Subscriptions, Credential-on-File, recurring payments
- Smart payment routing
- MO/TO payments ( Mail Order Telephone Order)
Drive more conversions with our customizable payment pages
Create a seamless shopping experience across all channels.
Improve customer experience by implementing ECOMMPAY’s secure, intuitive payment page, which dynamically modifies the selection of payment options displayed based on the customers’ transaction history, location, risk factors, and more.
Frequently Asked Questions
What is acquiring?
When combined with a payment gateway, card acquiring services allow merchants to accept card payments at their checkouts. When customers make a purchase using a debit or credit card, the cardholder information is processed, routed through the card network, then sent to the issuing bank for approval.
What is the difference between card issuing and acquiring?
Card acquirers and card issuers fulfil different roles within the transaction flow. An acquirer sits at the merchant’s end of the transaction, whereas the issuing bank is responsible for the cardholder’s (consumer’s) end of the transaction.
What does direct acquiring mean?
As a Visa and Mastercard Principal Member, ECOMMPAY takes care of all of the clearing, settlement, network management and regulatory compliance of the card acquisition process — hence the term, “direct card acquirer”.
How to choose the right payment acquiring service for your business?
When it comes to choosing the right card acquirer for your online business, it’s wise to consider an all-in-one solution that will cover all of your payment needs. Your future provider must also be licensed to accept payments in all of the regions you intend to cover. ECOMMPAY, for example, offers European card acquiring as well as holding licences of the Financial Conduct Authority of the United Kingdom and the Central Bank of Cyprus that allow online payment processing all over the European Union and the UK.
As well as offering all of the popular local payment methods favoured by your customers, you'll also need to ensure that the payment provider’s service can easily integrate into your website or app. Finally, you'll need to carefully consider whether prospective card acquirers/payment providers can offer the features you need to run your business successfully, including strong security, customisation options and attentive customer support.What are the integration options for ECOMMPAY direct acquiring?
As part of ECOMMPAY’s complete payment solution, cards acquiring can be integrated into your website using a simple plugin, with versions available for every major CMS, including WordPress, Magento, PrestaShop, nopCommerce, OpenCart, osCommerce and more.
You can also tailor unique payment experiences with our flexible API or via encryption script, and use software development kits (SDK and mSDK) for popular programming languages to start accepting payments.
